OFX QBO

OFX
to QBO.

Read OFX bank transaction fields into QBO with account metadata for an import check. Review the preview before downloading.

Supported files & extraction details

OFX bank exports carry transaction dates, signed amounts, descriptions and identifiers. FinanceConvert reads bank transactions from XML and older SGML exports. Securities, investment positions and investment transaction lists are rejected rather than flattened into bank transactions.

How your file is handled

CONVERT A STATEMENT

SourceExport to

Free up to 3 pages · $5 per statement after that · no account

PDF · OFX · QFX · QBO · QIF · IIF · CSV

Files are deleted within 24 hours unless you ask us to keep a failed one. Privacy

Rewrite bank OFX records into Web Connect syntax

This is a transaction-field conversion, not a bank certification. Preserve the real bank identity and provide the QuickBooks institution BID when required. Changing OFX syntax cannot enable an unsupported bank.

Content checked against the implemented converter on 19 October 2026. Scope and editorial method.

Understand OFX source files · Understand QBO output files · How to assess conversion quality

A CONCRETE EXAMPLE

What goes in.
What comes out.

These are synthetic examples, not customer data. Output excerpts illustrate the transaction mapping; download a sample through the converter to try the full workflow.

Synthetic OFX example

<OFX><BANKMSGSRSV1><STMTTRNRS><STMTRS><CURDEF>USD</CURDEF><BANKACCTFROM><BANKID>123456789</BANKID><ACCTID>DEMO-ACCOUNT</ACCTID><ACCTTYPE>CHECKING</ACCTTYPE></BANKACCTFROM><BANKTRANLIST><STMTTRN><DTPOSTED>20260115</DTPOSTED><TRNAMT>-45.00</TRNAMT><FITID>demo-1</FITID><NAME>Office supplies</NAME><BALAMT>955.00</BALAMT></STMTTRN><STMTTRN><DTPOSTED>20260116</DTPOSTED><TRNAMT>1200.00</TRNAMT><FITID>demo-2</FITID><NAME>Client payment</NAME><BALAMT>2155.00</BALAMT></STMTTRN></BANKTRANLIST></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>

Illustrative QBO excerpt

<STMTTRN>
<DTPOSTED>20260115000000
<TRNAMT>-45.00
<NAME>Office supplies
</STMTTRN>

FIELD MAPPING

The same transactions.
A different format.

Source field	Output	Handling
DTPOSTED / DTUSER / DTAVAIL	DTPOSTED	Source dates are validated. Choose a convention when the file is ambiguous.
NAME / MEMO	NAME / MEMO	Supported text is mapped; this does not reconstruct the original accounting structure.
TRNAMT	Signed TRNAMT	Debit/credit direction is retained; amounts are not reconciled automatically.
BALAMT, when present	LEDGERBAL only if a final balance is unambiguous; checks in report	Missing balances stay missing. A balance check does not prove every transaction was extracted.

THREE STEPS

Prepare. Convert. Review.

Check the source

Upload an unlocked OFX file up to 10 MB. Choose a date order if it cannot be established from the file. Bank exports are read field by field and downloaded free.

Read the preview

Compare the transaction count, date range and totals with your source. Check running-balance warnings. A clean balance check does not prove every row was extracted.

Download & validate

Download the QBO output, then inspect its mapping in your destination application. The temporary download expires after first use or 15 minutes. Files are deleted within 24 hours unless you ask us to keep a failed one.

Questions about this conversion

When should I choose another format instead of QBO?

Use the bank's original QBO when possible. If the importer rejects institution metadata, a supported CSV mapping may be preferable to changing bank identifiers. This is not a company-file migration.

What should I check before using this export?

Compare row count, first and last dates, debit/credit direction and totals with the source. Review any balance warnings. Test the destination mapping with a copy or test account; a successful export does not prove importer compatibility.

Are my source and result deleted after download?

Not for long. Temporary download links expire after first use or 15 minutes, and the private encrypted copy is deleted within 24 hours. If a conversion fails, you can choose to send the file to our team; we then keep it for 30 days to fix the reader. You can delete your file sooner from the converter.

OTHER WORKFLOWS

Need another format?

All converters

OFXto QBO.